/* ================================================================
   ORION-PAY — Complete Stylesheet
   Theme: Indigo/Brand + White
   Fonts: DM Sans + Plus Jakarta Sans + Material Symbols
================================================================ */
:root {
  --brand:        #16a34a;
  --brand-dark:   #15803d;
  --brand-deep:   #14532d;
  --brand-light:  #f0fdf4;
  --brand-mid:    #dcfce7;
  --brand-glow:   rgba(22,163,74,.18);
  --gold:         #f59e0b;
  --gold-bg:      #fffbeb;
  --gold-mid:     #fef3c7;
  --green:        #22c55e;
  --green-bg:     #f0fdf4;
  --green-mid:    #dcfce7;
  --green-dark:   #15803d;
  --red:          #ef4444;
  --red-bg:       #fee2e2;
  --red-border:   #fecaca;
  --teal:         #14b8a6;
  --teal-bg:      #f0fdfa;
  --bg:           #f1f4f9;
  --surface:      #ffffff;
  --surface2:     #f8fafc;
  --border:       #e8edf3;
  --border-soft:  #f1f4f8;
  --text:         #0f172a;
  --text2:        #374151;
  --muted:        #6b7280;
  --faint:        #9ca3af;
  --font-head:    'DM Sans', sans-serif;
  --font:         'Plus Jakarta Sans', sans-serif;
  --r:            14px;
  --rsm:          10px;
  --rxs:          7px;
  --sb-w:         240px;
  --sh:           0 1px 3px rgba(0,0,0,.04), 0 4px 12px rgba(0,0,0,.05);
  --sh-md:        0 4px 16px rgba(0,0,0,.08), 0 1px 4px rgba(0,0,0,.04);
  --sh-lg:        0 8px 32px rgba(0,0,0,.12);
}
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html, body { height: 100%; font-family: var(--font); background: var(--bg); color: var(--text); }
a { color: inherit; text-decoration: none; }
button, input, select, textarea { font-family: var(--font); }
::-webkit-scrollbar { width: 5px; height: 5px; }
::-webkit-scrollbar-track { background: transparent; }
::-webkit-scrollbar-thumb { background: #d1d9e6; border-radius: 99px; }
.material-symbols-outlined {
  font-family: 'Material Symbols Outlined'; font-weight: normal; font-style: normal;
  font-size: 20px; line-height: 1; letter-spacing: normal; text-transform: none;
  display: inline-block; white-space: nowrap; direction: ltr;
  -webkit-font-smoothing: antialiased; vertical-align: middle;
}

/* ── APP SHELL ── */
.app-shell { display: flex; height: 100vh; overflow: hidden; background: #eaeff6; }

/* ── SIDEBAR ── */
.sidebar {
  width: var(--sb-w); flex-shrink: 0; background: var(--surface);
  border: 1.5px solid var(--border); border-radius: 20px;
  margin: 12px 0 12px 12px; height: calc(100vh - 24px);
  display: flex; flex-direction: column;
  overflow-y: auto; overflow-x: hidden; z-index: 100;
  box-shadow: 0 8px 32px rgba(0,0,0,.10), 0 2px 8px var(--brand-glow);
  transition: box-shadow .2s;
}
.sidebar-logo {
  padding: 18px 16px 12px; flex-shrink: 0;
  border-bottom: 1px solid var(--border-soft);
  display: flex; align-items: center; gap: 10px;
}
.sb-logo-icon {
  width: 38px; height: 38px; border-radius: 11px;
  background: linear-gradient(135deg, var(--brand-dark), var(--brand));
  display: flex; align-items: center; justify-content: center; flex-shrink: 0;
  box-shadow: 0 4px 12px var(--brand-glow);
}
.sb-logo-icon .material-symbols-outlined { font-size: 20px; color: #fff; }
.sb-logo-text { font-family: var(--font-head); font-size: 16px; font-weight: 800; color: var(--text); }
.sb-logo-sub  { font-size: 9px; color: var(--muted); font-weight: 500; margin-top: 1px; }

.sb-role-badge {
  margin: 10px 12px; background: linear-gradient(135deg, var(--brand-deep), var(--brand-dark));
  border-radius: 10px; padding: 8px 12px; display: flex; align-items: center; gap: 8px;
}
.sb-role-badge .material-symbols-outlined { font-size: 16px; color: rgba(255,255,255,.7); }
.sb-role-text { font-size: 11px; font-weight: 700; color: rgba(255,255,255,.9); }
.sb-role-sub  { font-size: 9.5px; color: rgba(255,255,255,.45); }
.merchant-id-card {
  margin: 10px 12px; border: 1.5px solid var(--border); border-radius: 12px;
  background: var(--surface2); padding: 11px 12px;
}
.mid-avatar {
  width: 36px; height: 36px; border-radius: 10px; flex-shrink: 0;
  background: linear-gradient(135deg, var(--green), var(--green-dark));
  display: flex; align-items: center; justify-content: center;
  font-weight: 800; font-size: 13px; color: #fff;
}
.sidebar-nav { flex: 1; padding: 8px 8px 4px; display: flex; flex-direction: column; gap: 1px; }
.nav-section-label {
  font-size: 9px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase;
  color: var(--faint); padding: 10px 10px 4px; display: block;
}
.nav-item {
  display: flex; align-items: center; gap: 10px; padding: 9px 12px;
  border-radius: 10px; color: var(--muted); font-size: 13px; font-weight: 500;
  cursor: pointer; text-decoration: none; transition: all .15s;
}
.nav-item:hover { background: var(--brand-light); color: var(--brand-dark); }
.nav-item.active { background: var(--brand); color: #fff; font-weight: 600; box-shadow: 0 3px 10px var(--brand-glow); }
.nav-icon { font-size: 18px; width: 20px; text-align: center; flex-shrink: 0; }
.nav-label { flex: 1; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.nav-badge {
  font-size: 9px; font-weight: 800; background: var(--red); color: #fff;
  padding: 1px 6px; border-radius: 99px; line-height: 1.6; margin-left: auto;
}
.nav-item.active .nav-badge { background: rgba(255,255,255,.3); }
.sidebar-footer { padding: 8px 8px 12px; border-top: 1px solid var(--border-soft); }
.user-card {
  display: flex; align-items: center; gap: 9px; padding: 10px 12px;
  border-radius: 12px; background: var(--surface2); border: 1.5px solid var(--border);
  cursor: pointer; transition: all .15s;
}
.user-card:hover { border-color: var(--brand); background: var(--brand-light); }
.user-avatar {
  width: 34px; height: 34px; border-radius: 50%; flex-shrink: 0;
  background: linear-gradient(135deg, var(--brand), var(--brand-dark));
  display: flex; align-items: center; justify-content: center;
  font-weight: 700; font-size: 12px; color: #fff;
}
.user-info { min-width: 0; flex: 1; }
.user-name { font-size: 12.5px; font-weight: 700; color: var(--text); white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.user-role { font-size: 10px; color: var(--muted); }
.logout-btn { background: none; border: none; color: var(--faint); cursor: pointer; padding: 3px; display: flex; align-items: center; transition: color .15s; border-radius: 6px; }
.logout-btn:hover { color: var(--red); }

/* ── MAIN AREA ── */
.main-area { flex: 1; display: flex; flex-direction: column; overflow: hidden; min-width: 0; padding-right: 12px; }

/* ── TOPBAR ── */
.topbar {
  flex-shrink: 0; background: var(--surface); border: 1.5px solid var(--border);
  border-radius: 16px; margin: 12px 12px 0 12px; z-index: 90;
  box-shadow: 0 4px 16px rgba(0,0,0,.07), 0 1px 4px var(--brand-glow);
}
.topbar-row1 { display: flex; align-items: center; padding: 0 24px; height: 62px; gap: 14px; }
.topbar-row2 {
  display: flex; align-items: center; padding: 0 24px; height: 34px;
  border-top: 1px solid var(--border-soft); gap: 6px; font-size: 12px; color: var(--muted);
}
.topbar-row2 .material-symbols-outlined { font-size: 14px; }
.tb-page-name { font-family: var(--font-head); font-size: 18px; font-weight: 700; color: var(--text); flex: 1; }
.tb-search {
  display: flex; align-items: center; gap: 8px; background: var(--surface2);
  border: 1.5px solid var(--border); border-radius: 40px; padding: 8px 16px;
  transition: all .2s; min-width: 240px;
}
.tb-search:focus-within { border-color: var(--brand); box-shadow: 0 0 0 3px var(--brand-glow); background: #fff; }
.tb-search input { background: none; border: none; outline: none; font-size: 13px; color: var(--text); width: 100%; }
.tb-search input::placeholder { color: var(--faint); }
.tb-search .material-symbols-outlined { font-size: 17px; color: var(--faint); flex-shrink: 0; }
.tb-actions { display: flex; align-items: center; gap: 8px; margin-left: auto; }
.tb-icon-btn {
  position: relative; width: 38px; height: 38px; border-radius: 10px;
  background: var(--surface2); border: 1.5px solid var(--border);
  display: flex; align-items: center; justify-content: center;
  cursor: pointer; transition: all .15s; color: var(--muted); text-decoration: none;
}
.tb-icon-btn:hover { border-color: var(--brand); color: var(--brand); background: var(--brand-light); }
.tb-icon-btn .material-symbols-outlined { font-size: 19px; }
.tb-badge {
  position: absolute; top: -4px; right: -4px; min-width: 17px; height: 17px;
  border-radius: 99px; background: var(--red); color: #fff; font-size: 9px; font-weight: 800;
  padding: 0 4px; display: flex; align-items: center; justify-content: center;
  border: 2px solid var(--surface);
}

/* ── CONTENT ── */
.content { flex: 1; overflow-y: auto; padding: 16px 12px 24px; display: flex; flex-direction: column; gap: 16px; }
.welcome-bar { display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 10px; }
.welcome-bar h1 { font-family: var(--font-head); font-size: 24px; font-weight: 800; color: var(--text); margin: 0; }
.welcome-bar p { font-size: 13px; color: var(--muted); margin-top: 3px; }
.welcome-bar p strong { color: var(--brand); }

/* ── BUTTONS ── */
.btn {
  display: inline-flex; align-items: center; gap: 6px;
  padding: 9px 18px; border-radius: 10px; border: none;
  cursor: pointer; font-family: var(--font); font-size: 13px;
  font-weight: 700; transition: all .15s; white-space: nowrap; line-height: 1;
}
.btn .material-symbols-outlined { font-size: 16px; }
.btn-primary { background: var(--brand); color: #fff; box-shadow: 0 3px 10px var(--brand-glow); }
.btn-primary:hover { background: var(--brand-dark); box-shadow: 0 5px 16px var(--brand-glow); transform: translateY(-1px); }
.btn-green { background: var(--green); color: #fff; box-shadow: 0 3px 10px rgba(34,197,94,.25); }
.btn-green:hover { background: var(--green-dark); transform: translateY(-1px); }
.btn-outline { background: var(--surface); border: 1.5px solid var(--border); color: var(--text2); }
.btn-outline:hover { border-color: var(--brand); color: var(--brand); background: var(--brand-light); }
.btn-danger { background: var(--red); color: #fff; }
.btn-danger:hover { background: #dc2626; transform: translateY(-1px); }
.btn-sm { padding: 7px 14px; font-size: 12px; }
.btn-xs { padding: 4px 10px; font-size: 11px; }
.btn-actions { display: flex; gap: 8px; }

/* ── KPI CARDS ── */
.kpi-row { display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px; }
.kpi-card {
  background: var(--surface); border: 1.5px solid var(--border);
  border-radius: var(--r); padding: 20px 22px; box-shadow: var(--sh);
  display: flex; align-items: flex-start; justify-content: space-between;
  gap: 12px; transition: box-shadow .2s, transform .18s; position: relative; overflow: hidden;
}
.kpi-card:hover { box-shadow: var(--sh-md); transform: translateY(-2px); }
.kpi-card::after {
  content: ''; position: absolute; bottom: 0; left: 0; right: 0; height: 3px;
  border-radius: 0 0 var(--r) var(--r); opacity: 0; transition: opacity .2s;
}
.kpi-card:hover::after { opacity: 1; }
.kpi-card.c-brand::after { background: var(--brand); }
.kpi-card.c-gold::after  { background: var(--gold); }
.kpi-card.c-green::after { background: var(--green); }
.kpi-card.c-red::after   { background: var(--red); }
.kpi-card.c-teal::after  { background: var(--teal); }
.kpi-info { flex: 1; min-width: 0; }
.kpi-label  { font-size: 12px; font-weight: 600; color: var(--muted); margin-bottom: 6px; }
.kpi-value  { font-family: var(--font-head); font-size: 26px; font-weight: 800; color: var(--text); line-height: 1; margin-bottom: 8px; }
.kpi-change { display: inline-flex; align-items: center; gap: 3px; font-size: 11.5px; font-weight: 700; padding: 3px 8px; border-radius: 99px; }
.kpi-change.up   { background: var(--green-mid); color: var(--green-dark); }
.kpi-change.down { background: var(--red-bg); color: var(--red); }
.kpi-change .material-symbols-outlined { font-size: 13px; }
.kpi-vs { font-size: 10.5px; color: var(--faint); margin-left: 4px; }
.kpi-icon { width: 48px; height: 48px; border-radius: 12px; flex-shrink: 0; display: flex; align-items: center; justify-content: center; }
.kpi-icon .material-symbols-outlined { font-size: 22px; }
.kpi-icon.c-brand { background: var(--brand-mid); color: var(--brand-dark); }
.kpi-icon.c-gold  { background: var(--gold-mid);   color: #92400e; }
.kpi-icon.c-green { background: var(--green-mid);  color: var(--green-dark); }
.kpi-icon.c-red   { background: var(--red-bg);     color: var(--red); }
.kpi-icon.c-teal  { background: var(--teal-bg);    color: #0f766e; }

/* ── CARDS ── */
.card {
  background: var(--surface); border: 1.5px solid var(--border);
  border-radius: var(--r); box-shadow: var(--sh); overflow: hidden; transition: box-shadow .2s;
}
.card:hover { box-shadow: var(--sh-md); }
.card-header, .card-head {
  display: flex; align-items: center; justify-content: space-between;
  padding: 16px 20px; border-bottom: 1px solid var(--border-soft);
}
.card-title { font-family: var(--font-head); font-size: 14.5px; font-weight: 700; color: var(--text); }
.card-sub   { font-size: 11.5px; color: var(--muted); margin-top: 2px; }
.card-body  { padding: 20px; }
.card-actions { display: flex; gap: 8px; align-items: center; }

/* ── GRID ── */
.grid-2   { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.grid-3   { display: grid; grid-template-columns: 2fr 1fr; gap: 14px; }
.grid-1-2 { display: grid; grid-template-columns: 1fr 2fr; gap: 14px; }

/* ── TABLES ── */
.table-wrap { overflow-x: auto; }
table { width: 100%; border-collapse: collapse; }
thead th {
  font-size: 10.5px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase;
  color: var(--muted); padding: 10px 16px; text-align: left;
  border-bottom: 1.5px solid var(--border); white-space: nowrap;
}
tbody tr { transition: background .12s; }
tbody tr:hover { background: var(--surface2); }
tbody td { font-size: 13px; color: var(--text2); padding: 12px 16px; border-bottom: 1px solid var(--border-soft); vertical-align: middle; }
tbody tr:last-child td { border-bottom: none; }

/* ── BADGES ── */
.badge { display: inline-flex; align-items: center; gap: 4px; padding: 3px 10px; border-radius: 99px; font-size: 11px; font-weight: 700; }
.badge .material-symbols-outlined { font-size: 12px; }
.badge-active   { background: var(--green-mid); color: var(--green-dark); }
.badge-pending  { background: var(--gold-mid);  color: #92400e; }
.badge-failed   { background: var(--red-bg);    color: var(--red); }
.badge-inactive { background: #f1f5f9;          color: var(--muted); }
.badge-brand    { background: var(--brand-mid); color: var(--brand-dark); }
.badge-mm       { background: var(--brand-mid); color: var(--brand-dark); }
.badge-card     { background: #fce7f3;          color: #9d174d; }
.badge-intl     { background: #ede9fe;          color: #7c3aed; }
.badge-bank     { background: #e0f2fe;          color: #075985; }

/* ── FORMS ── */
.form-group { margin-bottom: 16px; }
.form-label { display: block; font-size: 11px; font-weight: 700; letter-spacing: .07em; text-transform: uppercase; color: var(--muted); margin-bottom: 6px; }
.form-control {
  width: 100%; padding: 10px 14px; background: var(--surface2);
  border: 1.5px solid var(--border); border-radius: 10px;
  font-family: var(--font); font-size: 13.5px; color: var(--text); outline: none; transition: all .2s;
}
.form-control:focus { background: #fff; border-color: var(--brand); box-shadow: 0 0 0 3px var(--brand-glow); }
.form-control::placeholder { color: var(--faint); }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-row-3 { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 16px; }
.form-hint { font-size: 11px; color: var(--faint); margin-top: 4px; }
.form-error { font-size: 11.5px; color: var(--red); margin-top: 4px; font-weight: 600; }

/* ── MODAL ── */
.modal-backdrop {
  display: none; position: fixed; inset: 0; background: rgba(15,23,42,.5);
  z-index: 1000; align-items: center; justify-content: center; padding: 24px;
  backdrop-filter: blur(4px);
}
.modal-backdrop.open { display: flex; }
.modal {
  background: var(--surface); border-radius: 20px; width: 100%; max-width: 560px;
  max-height: 90vh; overflow-y: auto; box-shadow: var(--sh-lg);
  animation: modalIn .25s cubic-bezier(.34,1.56,.64,1);
}
@keyframes modalIn { from { opacity:0; transform:scale(.95) translateY(10px); } to { opacity:1; transform:none; } }
.modal-header { display: flex; align-items: center; justify-content: space-between; padding: 20px 24px; border-bottom: 1px solid var(--border-soft); }
.modal-title  { font-family: var(--font-head); font-size: 17px; font-weight: 800; color: var(--text); }
.modal-close  { background: none; border: none; cursor: pointer; color: var(--muted); display: flex; padding: 4px; border-radius: 8px; }
.modal-close:hover { color: var(--red); background: var(--red-bg); }
.modal-body   { padding: 24px; }
.modal-footer { padding: 16px 24px; border-top: 1px solid var(--border-soft); display: flex; gap: 10px; justify-content: flex-end; }

/* ── ALERTS ── */
.alert { display: flex; align-items: flex-start; gap: 10px; padding: 12px 16px; border-radius: 12px; font-size: 13px; font-weight: 600; margin-bottom: 16px; }
.alert .material-symbols-outlined { font-size: 18px; flex-shrink: 0; }
.alert-success { background: var(--green-mid); color: var(--green-dark); border: 1px solid #86efac; }
.alert-error   { background: var(--red-bg);   color: var(--red);        border: 1px solid var(--red-border); }
.alert-info    { background: var(--brand-mid); color: var(--brand-dark); border: 1px solid #a5b4fc; }
.alert-warn    { background: var(--gold-mid);  color: #92400e;           border: 1px solid #fcd34d; }

/* ── RIBBON / BANNERS ── */
.info-ribbon {
  border-radius: 16px; padding: 16px 24px; display: flex; align-items: center; gap: 16px;
  box-shadow: 0 8px 24px var(--brand-glow);
}
.info-ribbon.brand { background: linear-gradient(135deg, var(--brand-deep), var(--brand-dark)); }
.info-ribbon.green { background: linear-gradient(135deg, var(--green-dark), #15803d); }
.ir-icon { width: 44px; height: 44px; border-radius: 12px; background: rgba(255,255,255,.1); display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.ir-icon .material-symbols-outlined { font-size: 22px; color: #fff; }
.ir-text { flex: 1; }
.ir-title { font-family: var(--font-head); font-size: 15px; font-weight: 800; color: #fff; }
.ir-sub   { font-size: 12px; color: rgba(255,255,255,.55); margin-top: 2px; }
.ir-actions { display: flex; gap: 8px; }
.btn-white { background: rgba(255,255,255,.15); color: #fff; border: 1px solid rgba(255,255,255,.2); }
.btn-white:hover { background: rgba(255,255,255,.25); }
.btn-gold  { background: var(--gold); color: #fff; box-shadow: 0 3px 10px rgba(245,158,11,.3); }
.btn-gold:hover { background: #d97706; transform: translateY(-1px); }

/* ── BALANCE CARD ── */
.balance-banner {
  background: linear-gradient(135deg, #1e3a5f, #1a2f50); border-radius: 16px;
  padding: 20px 24px; display: grid; grid-template-columns: 1fr 1fr 1fr 1fr; gap: 16px;
  box-shadow: 0 8px 24px rgba(0,0,0,.2);
}
.bb-label { font-size: 10.5px; font-weight: 600; color: rgba(255,255,255,.4); letter-spacing: .06em; text-transform: uppercase; margin-bottom: 6px; }
.bb-val   { font-family: var(--font-head); font-size: 22px; font-weight: 800; color: #fff; line-height: 1; }
.bb-sub   { font-size: 11px; color: rgba(255,255,255,.35); margin-top: 4px; }

/* ── STAT INLINE ── */
.stat-row { display: flex; justify-content: space-between; font-size: 12px; padding: 7px 0; border-bottom: 1px solid var(--border-soft); }
.stat-row:last-child { border-bottom: none; }
.stat-label { color: var(--muted); }
.stat-val   { font-weight: 600; color: var(--text); }
.stat-val.green  { color: var(--green-dark); }
.stat-val.red    { color: var(--red); }
.stat-val.brand  { color: var(--brand-dark); }
.stat-val.gold   { color: #92400e; }

/* ── ACTIVITY FEED ── */
.activity-item { display: flex; align-items: flex-start; gap: 12px; padding: 11px 20px; border-bottom: 1px solid var(--border-soft); }
.activity-item:last-child { border-bottom: none; }
.act-icon { width: 32px; height: 32px; border-radius: 9px; flex-shrink: 0; display: flex; align-items: center; justify-content: center; }
.act-icon .material-symbols-outlined { font-size: 16px; }
.act-icon.brand { background: var(--brand-light); color: var(--brand-dark); }
.act-icon.green { background: var(--green-bg); color: var(--green-dark); }
.act-icon.gold  { background: var(--gold-bg); color: #92400e; }
.act-icon.red   { background: var(--red-bg); color: var(--red); }
.act-body { flex: 1; min-width: 0; }
.act-title { font-size: 12.5px; font-weight: 600; color: var(--text); }
.act-sub   { font-size: 11px; color: var(--muted); margin-top: 1px; }
.act-time  { font-size: 10.5px; color: var(--faint); white-space: nowrap; margin-top: 2px; }

/* ── REV BAR ── */
.rev-bar-wrap { margin-bottom: 12px; }
.rev-bar-label { display: flex; justify-content: space-between; font-size: 12px; margin-bottom: 5px; }
.rev-bar-name { color: var(--text2); font-weight: 500; }
.rev-bar-val  { color: var(--text); font-weight: 700; }
.rev-bar-track { height: 7px; background: var(--border); border-radius: 99px; overflow: hidden; }
.rev-bar-fill  { height: 100%; border-radius: 99px; transition: width .6s ease; }

/* ── EMPTY STATE ── */
.empty-state { text-align: center; padding: 48px 24px; }
.empty-state .material-symbols-outlined { font-size: 48px; color: var(--faint); margin-bottom: 12px; display: block; }
.empty-state h3 { font-family: var(--font-head); font-size: 16px; font-weight: 700; color: var(--text2); margin-bottom: 6px; }
.empty-state p  { font-size: 13px; color: var(--muted); }

/* ── PAGINATION ── */
.pagination { display: flex; align-items: center; gap: 4px; padding: 12px 20px; border-top: 1px solid var(--border-soft); }
.page-btn { padding: 6px 12px; border-radius: 8px; border: 1.5px solid var(--border); background: var(--surface); font-size: 12px; font-weight: 600; color: var(--text2); cursor: pointer; transition: all .15s; }
.page-btn:hover, .page-btn.active { border-color: var(--brand); color: var(--brand); background: var(--brand-light); }
.page-btn.active { background: var(--brand); color: #fff; }
.page-btn:disabled { opacity: .4; cursor: not-allowed; }

/* ── RESPONSIVE ── */
@media (max-width: 900px) {
  .sidebar { display: none; }
  .kpi-row { grid-template-columns: 1fr 1fr; }
  .grid-2, .grid-3, .grid-1-2 { grid-template-columns: 1fr; }
  .balance-banner { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 600px) {
  .kpi-row { grid-template-columns: 1fr; }
  .form-row, .form-row-3 { grid-template-columns: 1fr; }
  .balance-banner { grid-template-columns: 1fr; }
}